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Credit Cards

Business Credit Card Benefits

Our business credit card products offer competitive pricing combined with a full range of reward options - making it easy to select and apply for the card that meets your needs.

Business credit card holders receive a variety of exceptional benefits including:

Business Credit Card Benefits

Preferred Points Rewards

Earn one point for each dollar spent, up to 10,000 points per month. Redeem anytime for a wide variety of options including cash back, travel, merchandise, retail gift cards and much more.

Mobile Payments

use your compatible Apple or Samsung device to shop and check out wherever mobile payment logos are displayed. All MasterCard and Visa cards can now be easily linked to an Apple or Samsung device to pay at retailers everywhere.

Identity Theft Protection

Be protected with ID Theft Resolution Services including online identity monitoring, resolution services, credit bureau monitoring and more.

Rental car Insurance 

Pays for covered damages (physical damage and theft) to a rental vehicle when your eligible card is used to initiate and pay for the entire rental transaction.

Global Service

Provides 24-hour global assistance with lost or stolen card replacement and emergency cash. Toll-free numbers for assistance can be found at or call 636-722-7111.

Intuit QuickBooks/Turbo Tax Discount

Take advantage of a free trial of Intuit QuickBooks Online and a discount on QuickBooks online products. Save on intuit Turbo Tax tax preparation software for businesses.

Mobile Receipt Management

Free mobile receipt management for business cardholders. Snap photos of your Mastercard receipts and store them securely in the cloud.

MasterCard Easy Savings Program

Take advantage of automatic rebates on eligible purchases using your business credit card from participating US merchants.

Certain restrictions apply to each benefit listed. Benefits are detailed in the applicable benefits brochure provided with new and reissued credit cards or call us at 800-443-2819.


If you have questions concerning card benefits, please feel free to contact us at 800-443-2819 or

24-hour toll-free live customer assistance available at 1-800-367-7576

Online account information available 24/7 at .

Other fees may be charged, these fees are listed on the Business Application

To Apply Now

  • Download the PDF application .  
  • Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen.
  • Supporting documents vary depending on the type of business you have. See chart
  • Fax your completed application to the Card Service Center at 877-809-9162.

Or mail your completed application to:

Card Service Center
PO Box 569120
Dallas, TX 75356-9120

*Please see application for information about current APRs and fees.


Cross Keys Bank Business Credit Card issued through The Independent Bankers Bank (TIB).

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